Haji M. Rafiq Giga

Chairman, Goldcrest Mall & Residency
Haji M. Rafiq Giga


Haji Muhammad Rafiq Giga is a Pakistani business tycoon based in Dubai UAE. He is the Chairman HMR GROUP – a leading realestate developer in Pakistan and UAE, and an icon of the textile market in Tanzania.
The success of Haji Rafiq is deeply rooted into over 100 years old family business. He stepped into his family business of textile in 1982 that was established by his father Haji Abdul Rahim Giga in 1956 in Dubai, UAE. Haji Rafiq strategically focused on both trade and regional diversification and evolved as Giga group. He steered, proved his mettle, accepted new challenges and introduced HMR Group in 2015 under his exclusive captaincy.

His leadership led the family business won the Largest Exporter to Non Quota Countries award for the continuous 17 years. Haji Rafiq has earned an esteemed status in African market where his textile business is a synonym of quality and trust; the composite unit in Dar-es-Salaam, Tanzania operates with a workforce of over 3000, which received appreciation of the President of Tanzania for contribution to the Tanzanian economy.

In 1994 he ventured into the gold bullion market by establishing Mazyood Jewellery LLC in UAE. Soon it became one of the leading traders of gold bullion in the UAE and the subcontinent. The excellent working relationship with Union Bank of Switzerland Warburg, brought Mazyood Jewellery the title of the most active client of the year 2000.

Ever enterprising, Haji Rafiq established joint ventures with EMAAR – one of the largest property developers in the world and the Al Ghurair Group – one of the biggest groups of UAE with businesses all over the world. He also established joint ventures with Defense Housing Authorities of Karachi, Lahore, and Islamabad in Pakistan.

He established a Gold Refinery in 2003 at the Dubai Multi Commodity Centre (DMCC) in UAE with Al Ghurair Group. The refinery was setup with annual production capacity of 100 metric tonnes and it was the first gold refinery started operation in DMCC. Haji Rafiq was managing the refinery as Vice Chairman. His strategic move to diversify the business led him to enter the arena of construction and property development in 2004; Goldcrest towers JLT, Dubai; the World Trade Centre, Islamabad; and Crescent Bay Karachi are key real estate projects undertaken exclusively and with joint venture partners. The Goldcrest View tower in JLT won best developer award of Citiscape for design and quality.Besides his remarkable business acumen and success, Haji Rafiq is also known for his philanthropy. He encourages the youngsters by providing the deserving with the opportunities for higher education and personally devotes a significant time to mentoring. Haji Rafiq is playing an active role in social-work especially in the education sector. Under his leadership, Barkati Foundation is providing free of cost education to under privileged children in schools, universities and Madrassas (Doctors, Engineers, Chartered Accountants, Hafiz e Quran, Islamic scholars & Mufti education).

Haji Rafiq has also the honour to become the first ever civilian honorary member of The Alamgirians Association- an old boys association of Military College of Jhelum which feeds Pakistan Military. This is an acknowledgement for recognition of his dynamic personality and his valuable social contribution. In 2016 Haji Rafiq was also awarded “Who is Who Professional Award” (Pakistan Chapter) in the category of Luxury Real Estate Development. In recognition services for the nation the Nazaria e Pakistan Council awarded Gold Medal to Haji Rafiq in 2017.

Haji Muhammad Rafiq Giga is:

  • Director, Pakistan UAE Business Council of Federation of Pakistan Chamber of Commerce & Industry (FPCCI)
  • Member, Pakistan China Business Council of FPCCI
  • Member, Pakistan Tanzania Business Council of FPCCI
  • Member, Sub Committee Diplomatic Mission & Embassies Liaison, The Karachi Chamber of Commerce & Industry (KCCI)
  • Member, Swiss Business Council, Dubai, UAE
  • Member, SAARC Chamber of Commerce & Industry
  • Honorary Member, The Alamgirians Association, Military College, Pakistan
  • Member Advisory Board, Sir Syed University of Engineering & Technology,Karachi.
  • Trustee, World Memon Organization
  • Member, Board of Trustees, Barkati Foundation Trust, Pakistan.
  • Member, Board of Trustees of many Masjids, Madaris & Schools in Pakistan.
  • Ex President, Pakistan Business Council UAE
  • Ex Vice President Pakistan Association Dubai UAE